SMART Habit

I've been reading a new to me blog lately. It's called The Lazy Organizer and it's written by a woman named Lara. She's smart and funny and it's amazing how much she thinks like me about things. Because, really, being organized is not about being efficient. It's totally about making it easier to be lazy. I freely admit to being lazy. I also like organized things and places like the container store. I have not yet given my children cute nicknames like Lovely. They have to put up with redneck nicknames like Boo and Mo and Bubba.

Anyway, Lara has started a new challenge on her blog called SMART habit Saturday. We're supposed to pick a new habit and get doing it and report our progress. Me being the dork I am thought that we were just supposed to pick the habit and then be ready to start the whole thing today. Um. We were supposed to start last week.

So anyway, my goal is to balance my checkbook program everyday. For a while back in the dark ages I used to get onto my bank website everyday and download the days activity and then update our finance program for the day. I was so on top of our money when I did that. It took me about 15 minutes and I never bounced a check the entire time I was doing that and we spent our money more wisely. Well, things have not been going so well lately in that direction. I've been putting off balancing the checkbook and then I get surprised by junk. It's never good to be surprised by your bank account. It's never in your favor.

With Steve's new raise, I want to get a better handle on our finances. I've reread Financial Peace by Dave Ramsey. Now I just have to get Steve to read it again. It should help us with our goal of finishing the remodel of this house and paying down debt.

so SMART habit goal: Checkbook everyday. Progress: thought about it.

Aren't you so proud of me?